Settings.json — Complete Structure — Claude Code Recap Card T06

File hierarchy

~/.claude/settings.json         (global, all projects)
        ↓ overridden by
.claude/settings.json           (project, shared with team)
        ↓ overridden by
.claude/settings.local.json     (local machine, gitignore)

settings.local.json always takes precedence. It is the ideal place for personal overrides without creating Git conflicts.

Complete structure

{
  "model": "claude-sonnet-4-5",
  "permissions": {
    "allow": ["Bash(git *)", "Bash(pnpm *)", "Read"],
    "deny":  ["Bash(rm -rf *)", "Write(file_path:*.env*)"],
    "ask":   ["Bash(npm publish)"]
  },
  "env": {
    "NODE_ENV": "development",
    "LOG_LEVEL": "debug"
  },
  "hooks": {
    "PostToolUse": [{
      "matcher": "Edit|Write",
      "hooks": [{ "type": "command",
                  "command": ".claude/hooks/format.sh" }]
    }]
  }
}

Available keys

Key	Role
`model`	Default model
`permissions.allow`	Auto-approved tools
`permissions.deny`	Blocked tools
`permissions.ask`	Tools requiring confirmation
`env`	Injected environment variables
`hooks`	Scripts triggered on events
`spinnerVerbs`	Words in the loading spinner
`spinnerTipsOverride`	Tips displayed during processing
`enableAllProjectMcpServers`	Enables all project MCP servers

Spinner customization

{
  "spinnerVerbs": {
    "mode": "replace",
    "verbs": ["Caffeinating…", "Thinking…", "Optimizing…"]
  },
  "spinnerTipsOverride": {
    "tips": ["/compact when context is full"],
    "excludeDefault": true
  }
}

mode: "add" extends the default list rather than replacing it. These keys have no functional impact, only cosmetic.

What should stay in .gitignore

.claude/settings.local.json   # Local machine overrides
.claude/CLAUDE.md             # Personal instructions
.env.local                    # Secrets

Files to commit (settings.json, agents/, commands/, hooks/, rules/) represent the shared team configuration. Never include API keys or tokens in these files.